The Whole Life plan offers full coverage from the time of issue throughout the life of the insured. Premiums are payable for life. Minimum face amounts have been set. Death benefits can be kept the same by exercising various non-forfeiture options including reduced paid-up and paid-up extended term insurance.
Whole Life can serve as a source of funds for policy owner loans, or they can be withdrawn completely to provide supplemental income as needed during retirement.
| Whole Life Benefits |
- Least expensive permanent plan
- Non-forfeiture options available
- Insurance coverage starts with the initial premium payment
- Accumulates guaranteed cash value throughout life
- Your death benefit is guaranteed
- Share in Polish National Union of America policy dividends (as determined by the Board of Directors)
- Provides you with full Polish National Union of America membership benefits
| Riders |
Several riders are available with the Whole Life plan:
- Waiver of premium
- Accidental death benefit
- Payor benefit
- Guaranteed insurability
- Term insurance
All riders are subject to age limitations. Somee term riders have insurance amount limitations.
| Guidelines |
The Whole Life premium can be paid on an annual, semi-annual, quarterly, or monthly basis.
The Polish National Union of America will issue the certificate from the age of zero through seventy. Premiums for Whole Life remain level for the life of the contract. There is no maximum face amount. When applying for the Whole Life Plan, a medical examination may be required.
For more information on the Whole Life Policies, fill in the information request form, contact your Branch Secretary or call the offices of the Polish National Union of America at 1-800-724-6352. The call is toll-free.
 |
 |
 |